Property Tax Information

2019 Tax Ratios (pdf)
2019 Tax Rates (pdf)
Pre-authorized Payment Plan (pdf)

Residential Tax Rates
           Municipal       School          Total
2009 2.44084% 0.25200% 2.69284%
2010 2.48547% 0.24100% 2.72647%
2011 2.43974% 0.23100% 2.67074%
2012 2.39144% 0.22100% 2.61244%
2013 2.121036% 0.21200%  2.2333036% 
2014 1.900915% 0.20300% 2.103915%
2015 1.712774% 0.19500% 1.907774%
2016 1.555595% 0.18800% 1.743595%
2017 1.593883% 0.17900% 1.772883%
2018 1.556986% 0.17000% 1.726986%
2019 1.540777% 0.16100% 1.701777%

The total residential tax rate for the Town of Espanola declined in 2011, 2012 and 2013 and remains below the 2009 level.  The term "mill rate" was removed from the legislation and methodology in 1998 as a component of Ontario's overall tax reform.

The property tax calculation is: Property Assessment (from MPAC) x Tax rate (set by Council).
See where your money goes using the interactive chart.

Tax Office
You can reach the Town of Espanola tax department by calling 869-1540 during regular business hours, Monday to Friday, 8:30 am to 4:30 pm

Interest rate
An interest rate of 1.25% is charged on the first day of the month for outstanding balances.

Payment Options
Payment(s) can be made at the Municipal Office located at 100 Tudhope St. during regular business hours, Monday to Friday, 8:30 am to 4:30 pm, mailed to 100 Tudhope St., Espanola, ON P5E 1S6, make it easy for yourself; pay your Property Taxes online or set up pre-authorized payments.  Just download and fill out this form - Pre-Authorized Payment Plan (pdf)All taxpayers in good standing are eligible for the pre-authorized payment program allowing you to break your taxes into twelve monthly payments with no penalty and no interest charges. Starting in January 2018 two payment dates will be offered to better fit your budget. Payments can be withdrawn on the first of every month or the 15th of every month.

Post dated cheques are also accepted and can be dropped off or mailed to the Municipal Office.

Payment methods are Cash, Cheques and Interact.  Credit Cards are not accepted.

For more information or if you have any questions please contact the tax department at 705-869-1540 x2107 or This email address is being protected from spambots. You need JavaScript enabled to view it.

Change of Address
Regardless of how you pay your property taxes, the original tax bill is always sent to the property owner at the last known address.  Send address changes to the Municipal Office by calling 869-1540 or to This email address is being protected from spambots. You need JavaScript enabled to view it.

Tax bills for New Homes
Property owners who have moved into a newly constructed home will only receive a tax bill for the land portion of their property until the assessment office determines the assessed value of your house (which may not occur until several months after your move in).  Owners are responsible for property taxes from the occupancy date.  A bill will be sent once the Town of Espanola receives the assessment information.  If you wish to pay based on an estimated amount, it can be credited to your tax account and applied against the taxes once they are billed.  Contact the Tax Department at 869-1540 to discuss the option further.  Alternatively you can wait for the installment(s).

Property Assessment

Assessment Rolls

The assessment roll is a list of properties and their valuations delivered annually to each municipal taxing authority during December. The Assessment roll is considered a public document available for viewing by any interested party. The assessment roll provides the following information: owner’s name and address, legal description of the property and assessed value. The current assessment roll is available for viewing at the Municipal Office during regular working hours, Monday to Friday, 8:30 am to 4:30 pm.

Property information such as the legal description, the property and assessed values are available at the Municipal Property Assessment Corporation (MPAC) website at www.mpac.ca or by calling the MPAC customer contact centre at 1-866-296-6722.

How MPAC assesses properties in Ontario

To establish your property’s assessed value, MPAC analyzes property sales in your community.  This method is called Current Value Assessment.  It is used by most assessment jurisdictions in Canada and throughout the world.

In addition to sales, they look at the key features of every property.  As many as 200 factors are considered when assessing the value of a residential property.  Five major factors usually account for 85% of the value:

  • Location
  • Lot dimensions
  • Living area
  • Age of the property, adjusted for any major renovations or additions, and
  • Quality of construction

Other features that may affect value include: number of bathrooms, fireplaces, garages, pools, whether properties have water frontage, and so on.
They analyze the key features of your property with sales of comparable properties in your community to determine your assessment.  To learn more about how MPAC assesses properties, visit their website at www.mpac.ca.

If you do not agree with your assessment
1. Contact MPAC
2. Ask MPAC to review your assessment
If you feel your assessed value or classification is not correct, they will review it free  of charge.  You may request a review any time before March 31 of the current year.
Get information about your property and comparable properties
You can obtain detailed information about your property and information on up to 24 additional properties from MPAC free of charge.

This includes:

  • A Property report on six properties of your choice and six selected by MPAC through a written request; and
  • Twelve detailed property reports for properties of your choice online through AboutMyProperty

1. On the internet (AboutMyProperty)

  • Go to www.mpac.ca
  • Select AboutMyProperty
  • Enter the eight digit password for AboutMyProperty included on your notice
  • Follow the instructions on AboutMyProperty to obtain the information

2. With a written request

Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.
Fax   :  1-866-297-6703
Mail  :  MPAC, Attention:  GRAP program, Box 9808, Toronto, ON M1S 5T9